Mandeville, Covington and Madisonville real estate and homes for sale in Louisiana - Jim Lark

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Real Estate Tips

Welcome > Resources > Tips > Closing or Settlement > A Successful Closing ...

A Successful Closing

The closing table is where buyer and seller can celebrate the final stage of a successful home sales transaction. On this happy occasion, you sign the closing papers, trade keys, and wish one another well. It is to everyone's advantage to prepare for the closing such that all the details are worked out in advance.

As the home seller, how can you help ensure that your closing is a relaxed, cooperative event? First, enlist your real estate agent's help to ensure that all issues are resolved ahead of time. Repairs should be completed, agreements kept, the house broom-clean and ready for the new owners to move in. The atmosphere doesn't need to become adversarial, and minor upsets should not threaten the entire transaction. If you anticipate a problem, no matter how minor it may seem, be sure to communicate the situation to your real estate agent in advance, so that it can be resolved before the final closing date.

Do These Real Estate Tips Really Apply to YOU?

I've learned these tips through experience. But I know that YOUR situation might be different. That's why I'm here.

It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation.

Do any of these tips raise questions for you? Didn't find what you're looking for? Let me know! I am happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly...

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Real Estate Tips

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia

Q	Why is the Terra Amata site in Nice, France famous?
A	Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Jim Lark, REALTORŽ, real estate agent and broker for Mandeville, Covington and Madisonville, Louisiana home listings, property and land for sale

Jim Lark
Latter and Blum
1151 N. Causeway Blvd.
Mandeville, LA 70471
985-626-9920
Fax: 985-626-4112
jlark@airmail.net
mglass@stirlingprop.com
Helping Families Find Homes and Homes Find Families.

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